Over the years, Heiki Murula has obtained long-standing experience in financial services and the banking sector. Prior to coming to TeslaPay, he worked in several major banks in Estonia as a treasurer, as well as at the FX Team. His wide range of experience has allowed him to comprehensively understand the finance sector and gain market knowledge on regulatory requirements, supervisory systems, and provision of services regulations. Not to mention, Heiki has also successfully founded and managed several finance-oriented start-ups, worked in various payment service companies, and has successfully managed a 10 million EUR loan portfolio for years. When he’s not shaping the future at TeslaPay, Heiki enjoys golfing and partaking in regattas.