Business Accounts
We know how important it is to get impeccable service for your business accounts, and that they are as hassle-free and beneficial as possible.
This is what you’re guaranteed to get with Fin Mechanica.
YOU GET
Individual application review
Assistance upon request
Desirable currency exchange rates
Fixed SEPA transfer rate
Digital invoicing
One account for everything
Favourable POS-terminal pricing
Convenient maintenance fees
Personalized payment instructions
INVOICING
Put an end to the old ways of invoicing and go digital with Fin Mechanica!
Create invoices in your Fin Mechanica account and send them to clients via email.Clients can pay the invoices in minutes via Fin Mechanica – without commission! As a bonus: they’ll be able to make other payments as well in just one click. Alternatively, they have the option to make payments from their current bank account as well (with commission).
Create invoices in your Fin Mechanica account
Send them to clients via email
Wait for payment in minutes via Fin Mechanica
POS-TERMINAL
When it comes to shopping, buyers tend to opt for cards. So we know how important it is to provide payment services that make retail as easy and smooth as possible. Whether you are a freelancer or a large business, Fin Mechanica has partnered up with SumUp to provide you with POS-terminals in addition to your IBAN accounts. Think a quick connection to the service, minimal costs, and beyond:
Account creation takes less than 5 minutes
No monthly fee, only pay 2.75% per transaction
No requirement for a minimum monthly turnover
Favourable cost of the POS-terminal (from 19,00 EUR + VAT)
Accept all debit and credit cards
Payment of funds to the merchant’s bank account on the next business day
Save valuable time and open an accumulative account right here, right now.
An efficient & secure way to do business.
Open an accumulative bank account within 1-2 working days*
Loading funds to the share capital account
Standard reference up to 2 working days
Monthly maintenance fee – 0,5% from the outstanding balance, but not less than 50 EUR
Convert the accumulative bank account into a settlement account at Fin Mechanica – 100 EUR discount for Fin Mechanica onboarding, so only 50 EUR for onboarding
FOR SINGLE OWNERS – FREE OF CHARGE!
Closing the accumulative bank account and withdrawing funds to a settlement client account
* Total time of opening an accumulative account depends on the business model.
ACCOUNTS
| TYPES OF ACCOUNTS | European | International | High risk |
|---|---|---|---|
|
Customer onboarding |
€ 150 standard
€350 urgent |
€ 500 |
€ 1500 – 3000 |
|
Account maintenance (monthly) |
€ 100 |
€ 200 |
€ 250 |
|
Internal transfer |
Free of charge |
€ 3 |
€ 3 |
|
European SEPA transfer (incoming) |
Free of charge |
Free of charge |
0,3 % |
|
European SEPA transfer (outgoing) |
€ 0.50 |
€ 10 – 90 |
€ 10 – 90 |
|
International SWIFT transfer (incoming) |
Free of charge |
€ 20 + 0,2 % |
€ 20 + 0,3 % |
|
International SWIFT transfer (outgoing) |
€ 70 – 90 |
from € 70 + 0,2 %,
max € 200 |
from € 70 + 0,4 %,
max € 250 |
