Privacy Policy

Effective Date: 08.07.2026

Version Number: 1.0

FinMechanica Corp. (“we”, “us”, “our”, or “FinMechanica”) is committed to protecting and respecting your privacy. This Privacy Policy ("Policy") explains how we collect, use, disclose, and safeguard your personal data when you use our website at https://fin-mechanica.com (the “Website”), our mobile app (the “App”), and when we send email messages to you (collectively, the “Services”). If a provision of this Policy applies only to a specific Service or country, we will explicitly indicate that.

By using our Services, submitting your personal data, or otherwise interacting with us, you confirm that you understand and consent to the collection, use, disclosure, and processing of your personal data (or the personal data of any individual you provide) as described in this Policy.

1. Data Controller

The entity responsible for collecting and processing your personal data is:

FinMechanica Corp.

Office 507, 5940 Macleod Trail SW, Suite 500

Calgary, AB, Canada T2H 2G4

2. Data We Collect About You

Personal data refers to any information that identifies or could reasonably identify an individual. This does not include data that has been anonymized. We collect and process personal data as follows:

2.1. Information You Provide Directly

We may collect personal data you provide when:

You sign up to use our Services, including your name, email address, and other contact details.

You participate in discussion boards, promotions, or surveys through our Services.

You provide information for security, identification, and verification purposes, which may include your address, phone number, financial information (such as credit card, debit card, or bank account details), social security number, national identification number, tax reference number, proof of address, residency documents, passport, and National ID.

Note: Failure to provide necessary personal data may prevent us from providing you with the Services.

2.2. Information We Collect Automatically

We automatically collect certain data when you use our Services, including:

Details of transactions made via our Services, including geographic location and payment data.

Technical data such as IP address, browser type and version, time zone, and installed applications (for App users).

Information about your visit, such as the URLs you visit before and after using our Website or App, pages viewed, and interactions with our customer service.

2.3. Information We Receive from Third Parties

We may receive information from:

Payment providers and banks, including your name, address, and financial information.

Business partners providing us with your personal data, such as card payment information.

Public and private identity databases, credit reference agencies, and fraud prevention agencies for verification purposes.

2.4. Social Networks

If you log into our Services using your social network credentials (e.g., Apple ID, Facebook, or Google), we will receive information from those providers, including your name, profile image, and email address.

2.5. Sensitive Data

As part of identity verification, we may collect biometric data (such as facial scans) to verify your identity. We do this with your explicit consent where required by law.

2.6. Children’s Data

Our Services are intended for adults and are not directed at children. We do not knowingly collect personal data from children. If we discover that we have inadvertently collected data from a child, we will promptly delete it.

3. How We Protect Your Personal Data

We take your privacy seriously and implement the following security measures:

Encryption: Data transmitted between you and FinMechanica is encrypted using SSL/TLS protocols, and stored data is encrypted using AES-256 encryption.

Access Controls: We restrict access to your personal data to authorized personnel who need it to perform their duties.

Incident Response: In the event of a data breach, we will notify affected users and the relevant authorities as required by law.

4. Lawful Basis for Processing

We will only process your personal data when the law permits us to do so. The legal bases for processing include:

Consent: Where you have given explicit consent (e.g., for marketing communications).

Contractual Necessity: To fulfill a contract we have with you.

Legal Obligation: To comply with legal and regulatory requirements.

Legitimate Interests: Where our legitimate interests are not overridden by your rights and interests (e.g., fraud prevention).

5. How We Use Your Data

We use your personal data for the following purposes:

To provide you with our Services and fulfill our contractual obligations.

To comply with legal and regulatory requirements.

To prevent and detect fraud and other illegal activities.

To improve and develop our products and services.

To communicate with you about updates, security alerts, and other important information.

For marketing purposes, with your explicit consent where required.

6. Disclosure of Your Data

We may share your personal data with the following third parties:

Service Providers: To perform certain functions on our behalf, such as payment processing and identity verification.

Affiliates and Subsidiaries: Within our group of companies to streamline our services.

Government Authorities: To comply with legal obligations, such as responding to court orders or regulatory requests.

Fraud Prevention Agencies: For the detection and prevention of fraud or other illegal activities.

We will ensure that third parties are subject to confidentiality and data protection obligations.

7. International Transfers

Your personal data may be transferred to countries outside of Canada. When we transfer data internationally, we will ensure that appropriate safeguards, such as Standard Contractual Clauses, are in place to protect your data.

8. Retention of Data

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, including compliance with legal obligations. For example, financial data is retained for seven years in compliance with anti-money laundering regulations.

9. Your Rights

You have the following rights regarding your personal data:

Access: Request a copy of the personal data we hold about you.

Correction: Request that we correct any inaccurate or incomplete data.

Deletion: Request the deletion of your personal data, subject to legal or regulatory obligations.

Withdrawal of Consent: Withdraw consent for the processing of your data where consent is the lawful basis for processing.

Object: Object to the processing of your data for direct marketing or legitimate interests.

Data Portability: Request the transfer of your data to another organization.

To exercise these rights, please contact us at privacy@fin-mechanica.com.

10. Cookies and Tracking Technologies

We use cookies to improve user experience and analyze our traffic. For more information on how we use cookies and how you can manage them, please see our Cookie Policy.

11. Profiling and Automated Decision Making

We may use automated processes to analyze certain personal data for fraud prevention and risk management. If an automated decision affects you legally, you may request a review of that decision by a human.

12. Changes to this Privacy Policy

We reserve the right to modify this Policy at any time. Changes will be posted on this page, and you are encouraged to check it periodically to stay informed.

13. Contact Us

If you have any questions or concerns about this Policy, please contact us at:

Mail: FinMechanica Corp., Office 507, 5940 Macleod Trail SW, Suite 500, Calgary, AB, Canada T2H 2G4

If you are not satisfied with our response, you may lodge a complaint with the appropriate supervisory authority.

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